Home Finance Calculator
Mortgage Calculator
Calculate your home loan payments, interest costs, amortization schedule, and affordability.
🏠
Home Mortgage Calculator
Calculate your monthly mortgage payment and see detailed breakdown of principal and interest
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₹ 1 Lakh
₹ 10 Crore
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0%
20%
Years
1 Year
30 Years
%
1%
20%
⚙️ Advanced Options
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₹/year
₹/year
%
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Mortgage Summary
₹ --
Monthly Payment
₹ --
Total Interest
₹ --
Total Payment
Payment Breakdown
Principal 60%
Interest 40%
Principal Amount
Interest Amount
Yearly Payment Breakdown
🏡 Affordability Analysis
Loan Amount
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Down Payment %
--%
Debt-to-Income Ratio
--%
Recommended Max
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⚠️ Recommended DTI ratio should be below 43% for mortgage approval
Amortization Schedule (First 5 Years)
| Year | Principal Paid | Interest Paid | Remaining Balance |
|---|---|---|---|
| Enter mortgage details to see payment schedule | |||